
Steps To Follow :
1). Download & Install Paytm 4.5 Version apk file : Click Here.
*If You Can’t Download Apk file from above link then search it on google and download it.
2). After Install Paytm App , Don’t Open it , first turn off your Mobile data or Wifi.
3). Now Open Paytm app and goto wallet section & click on Login.
4). Now turn ON data again.
5). Finally Enter the login details & click on Secure Login.
6). Bravo !! It’s Done !! Now transfer money to anyone , it will not ask to upgrade apk or OTP.
7). To Use this trick again & again, repeat these steps.
Enjoy this exclusive trick and do share with others.
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